生效日 Effective: 2026-10-10（1.3.0）
平平記帳（Evenly）不蒐集你的任何資料。帳本存在你的裝置上，共享功能走你自己的 iCloud，我們沒有伺服器、看不到也碰不到你的帳。選用的 AI 記帳會把你交給它的內容送到你自己的 OpenRouter 帳號處理（見下方）。
Evenly collects nothing. Your ledger stays on your device; sharing goes through your own iCloud. We run no servers and can never see your books. Optional AI Entry sends what you give it to your own OpenRouter account (see below).
不蒐集任何資料。沒有帳號系統、沒有分析追蹤、沒有廣告 SDK、沒有第三方伺服器。
What we collect: nothing. No accounts, no analytics, no ad SDKs, no third-party servers.
所有交易、帳戶與分類只儲存在你的裝置。備份檔由你手動匯出、由你保管。
Storage: all transactions, accounts and categories live only on your device. Backups are exported manually and kept by you.
若你使用共享資產功能，共享的資產描述與消費事件會透過 Apple CloudKit 儲存在你的 iCloud 私人資料庫並傳給你邀請的人。這些資料受你的 Apple 帳號保護，開發者無法存取。停止分享即停止傳遞。
Shared assets (optional): shared asset info and expense events are stored in your private iCloud database via Apple CloudKit and delivered only to people you invite. The developer cannot access this data. Stop sharing to stop syncing.
App 只在兩種情況連網：你按「更新匯率」時連到 open.er-api.com（不含任何個人資料或帳務內容），以及你自己啟用的 AI 記帳（見下一段）。
Network: the app only goes online when you tap “Update rates” (open.er-api.com — no personal or financial data) and for AI Entry if you turn it on yourself (see below).
AI 記帳預設關閉，要你自己填入 OpenRouter 的 API Key 才會運作；Key 只存在本機鑰匙圈，不進備份。啟用後：
AI Entry (optional, bring your own key): off by default and only works after you add your own OpenRouter API key, which stays in the device Keychain and is never backed up. When you tap “Parse” or ask Siri to “Log with AI”, the text or images you provide (receipts, notification screenshots — which may include amounts and merchants), plus your account names, payment identifiers and category names, are sent to OpenRouter and its model provider; matching and saving happen on your device. Balances and other transactions are never sent. The monthly recap’s AI note sends only percentages, counts and category names — no amounts — and only when you tap it. These requests go through your own OpenRouter account under OpenRouter’s privacy policy; the developer runs no servers and never sees them.
小工具、分享擴充（「分享到平平記帳」）與 Siri 只在你的裝置內透過 App Group 把摘要或待處理項目交給 App，不經任何伺服器。
Widgets, Share and Siri: widgets, the share extension and Siri hand summaries or pending items to the app on your device through an App Group — nothing goes through a server.
記帳提醒、卡費提醒與預算提醒都是本機通知；共享消費通知由 Apple 推播基礎建設傳遞，內容僅含對方填寫的消費描述。
Notifications: daily, card payment and budget reminders are local; shared-expense notifications travel via Apple’s push infrastructure and contain only the expense description.
隱私相關問題請來信 k1dave6412@gmail.com。政策若有變更會更新本頁。
Privacy questions: email us. Changes to this policy will be posted on this page.